Funding structure
Funds may be drawn, repaid, and reused up to the approved limit, subject to the agreement.
All loan products
Loan product
Business lines of credit
Access to revolving business funds that can support changing expenses and recurring capital needs.
Overview
Designed around a clear funding purpose.
A business line of credit may provide flexible access to approved funds for recurring or changing operating needs.
Recurring operating expenses
Unexpected business costs
Inventory cycles
Bridging customer payment timing
Key terms
What to expect during review.
These are general product characteristics, not an offer. Your final terms are provided only after review.
Repayment
Minimum payments and review periods depend on the approved line and usage.
Cost
Charges may apply to amounts used and can include fees described in the final agreement.
Eligibility
Information commonly considered.
Eligibility depends on the applicant, purpose, documentation, underwriting, and jurisdiction. Meeting these general factors does not guarantee approval.
Review factors
- An operating business with recurring capital needs
- Verifiable revenue and business banking activity
- A satisfactory review of cash flow and existing obligations
- Ongoing compliance with the approved facility terms
Next step
Discuss your business lines of credit needs.
Share a few details with Tompkins & Trust LLC to begin a no-obligation review of possible options.